Analytics

How Portfolio Analytics Can Help Community Banks Prepare for Stress Testing

By October 30, 2021 No Comments

Every community bank understands the importance of stress testing and how these results can help determine portfolio risks. Banks can use stress tests to assess potential concentrations in commercial real estate (CRE) lending.

MountainSeed’s Market Insights platform can help analyze a bank’s CRE portfolio by leveraging data from appraisals and segmenting the information using variables such as geography, industry, and collateral type.

What’s inside the guide?

  • Helps provide background to understand the types of stress tests
  • Includes a table of potential real estate stress testing factors by property type
  • Shares a stress test example measuring a bank’s capital levels at the start and end of a stress scenario

Link to Guide