Atlanta, GA and Phoenix, AZ – September 18th, 2025 – MountainSeed Real Estate
Services, LLC (“MountainSeed”), a Georgia limited liability company, has successfully
completed a sale-leaseback transaction with Copper State Credit Union (“Copper State
CU”).
Effective September 18th, 2025, Copper State CU sold four of its owned branch locations
for a total purchase price of approximately $17 million, subject to customary closing
adjustments. These branches, located across key markets in Arizona, are core to Copper
State CU’s member footprint and will continue to operate without interruption.
As part of the transaction, Copper State CU has entered into a long-term lease agreement
for all four properties, retaining full operational control. The lease includes an initial 15-year
term with renewal options, ensuring the credit union can continue delivering exceptional
service and financial wellness to its members throughout the communities it serves.
This transaction reflects Copper State CU’s strategic focus on optimizing its balance sheet
while reinvesting in core mission areas. By converting real estate equity into capital, the
credit union gains flexibility to further enhance digital banking capabilities, expand member
services, and pursue long-term growth initiatives without sacrificing local branch access.
“This strategic transaction unlocks capital that will fuel our investment in cutting-edge
digital solutions and enhanced member services while maintaining our strong community
presence,” said Robb Scott, president and CEO of Copper State CU. “We’re transforming
our real estate assets into opportunities that will better serve our members today and
position us for continued growth.”
About MountainSeed:
MountainSeed acts as a beacon of trust and innovation in the real estate and banking
industries, partnering with over 600 community banks and credit unions across all 50
states. As the most active company in conducting sale-leaseback transactions with
community financial institutions, MountainSeed also supports over $5 billion in
commercial real estate transactions monthly through its tech-enabled platform, providing
expertise and access to a wide array of valuation, capital markets, and real estate services.
About Copper State Credit Union:
Copper State Credit Union empowers Arizona families to achieve financial prosperity by
offering a smarter way to bank. Headquartered in Phoenix, Copper State CU has proudly
provided financial solutions for 65+ years. Membership is open to anyone who lives, works,
or worships in Maricopa, Gila, Navajo, Pima, Pinal, or Yavapai counties in Arizona, as well
as employees of select partner groups. With seven branches across the Phoenix metro
area and Payson, members enjoy access to cutting-edge banking tools and personalized
service from a dedicated, local team. From checking and savings to loans and financial
guidance, Copper State CU is committed to helping Arizonans reach their financial goals.
Learn more at copperstatecu.org or through the Copper State CU iOS and Android app.
For further information, please contact:
MountainSeed Sales
Email: [email protected]
Forward-Looking Statements
This press release contains certain forward-looking statements involving risks and
uncertainties and relating to anticipated future events. Words such as “believe,” “expect,”
“anticipate,” “estimate,” and “intend” or conditional verbs such as “will,” “should,” or “may”
often indicate such statements. Actual results may differ materially due to factors
including economic conditions and changes in interest rates, among others.
MountainSeed and Copper State Credit Union Complete Sale Leaseback Deal
