Why Does Your Regulator Want You to Know the Difference Between Leased Fee and Fee Simple?

by MountainSeed | May 16, 2022 | Compliance

Appraisal clients often ask the question about the difference between Leased Fee and Fee Simple interests. Not only should they be differentiated, but these two terms are ones that your regulator cares about. What does leased fee mean? Put simply, a leased fee...

Getting a Second Opinion: Why, How, & When You Should Get a Second Appraisal

by MountainSeed | May 16, 2022 | Appraisal Management, Residential Appraisals

As parties to a mortgage transaction contingent upon an appraisal, borrowers and lenders often struggle with a dilemma when they are unhappy with the results of appraisal. They find themselves asking “Should I get a second opinion?” A quick internet search delivers...

How Portfolio Analytics can Help Community Banks Prepare for Stress Testing

by MountainSeed | Oct 30, 2021 | Analytics

Every community bank understands the importance of stress testing and how these results can help determine portfolio risks. Banks can use stress tests to assess potential concentrations in commercial real estate (CRE) lending. MountainSeed has developed “How Portfolio...

Community Banks Set to Break Loan Origination Records

by MountainSeed | Aug 19, 2021 | Analytics, MountainSeed News

Commercial Loan originations are set to hit record levels among community banks, according to recent data from the MountainSeed Analytics Commercial Real Estate Data Index (CREDI). The Commercial Real Estate Data Index shows a dramatic increase in commercial real...