by MountainSeed | May 31, 2022 | Appraisal Management, Commercial Appraisals, Residential Appraisals
Does your loan applicant qualify for an extension of credit based on a strong cash flow or collateral that is not real estate-related? If the answer is yes, the abundance of caution exemption could apply. There is often an air of uncertainty surrounding appraisal...
by MountainSeed | May 16, 2022 | Compliance
Appraisal clients often ask the question about the difference between Leased Fee and Fee Simple interests. Not only should they be differentiated, but these two terms are ones that your regulator cares about. What does leased fee mean? Put simply, a leased fee...
by MountainSeed | May 16, 2022 | Appraisal Management, Commercial Appraisals, Residential Appraisals
When it comes to determining the market value of your residential or commercial property, bringing in a licensed appraiser is a given. But did you know there are many different types of appraiser licenses? Here’s what you need to know about the various levels of...
by MountainSeed | May 16, 2022 | Appraisal Management, Residential Appraisals
As parties to a mortgage transaction contingent upon an appraisal, borrowers and lenders often struggle with a dilemma when they are unhappy with the results of appraisal. They find themselves asking “Should I get a second opinion?” A quick internet search delivers...
by MountainSeed | Oct 30, 2021 | Analytics
Every community bank understands the importance of stress testing and how these results can help determine portfolio risks. Banks can use stress tests to assess potential concentrations in commercial real estate (CRE) lending. MountainSeed has developed “How Portfolio...
